I don't trust banks. All you can do is make a safe in your own house and let someone in your family know how to deal with it. If the bank knows your secret then they will retrieve it for themselves. So no way i am saving my life's earning to someone else either than my family and loved ones.

But it is totally up to you what you want to do. And live your life like there's no tomorrow. Stop thinking about what is yet to come.