The crypto has become the worst holding during the bearish market and cash is a very good holding during the bearish market. I guess if you do know this. It's caused by having cash make you can buy at the bottom with low price. ..
A sharp drop in the value of a coin also happens in a bull market and this can be caused by various factors, including negative news. As a rule, after such a news dump, the coin price quickly recovers, which brings a good profit. So you should always have free money to redeem such a fall in time.
The volatility of cryptocurrency is way far from fiat and that's what makes crypto profitable. The bearish season is a time to accumulate and buy good coins and is still the best time to hold when it comes to long-term investment. It will be profitable when the market recovers or when the bullish trend approaches.
Saving or holding fiat is still a good idea but we shouldn't disregard buying and holding crypto no matter what the market situation is. The bearish season wouldn't be worst for holders if we're holding a well-established coin.