Instead of creating a thread I might suggest you PM Darkstar (if it's about pandukelana loan) or a lender for an accurate answer if it's about another user.

I don't know for sure if someone has ever written off a loan and forgotten it when someone out there had gotten the money to pay off the loan to the lender before death. In the pandukelana case, he had asked his friend to pay off the loan (in progress) so maybe it would be different from other cases.