You should really make yourself that responsible on teaching up things on your loved ones because its better that they do have knowledge on how to access things in case you passed away.
Some do really have trust on their family members where they could expose their PK even if they are still alive but there are who doesnt really like on doing so due to some trust issues.
This actually boils down on how a certain crypto earner or holder on how he would be securing out their assets.You wont really be that dumb on not to consider
on putting these things on safe and could be recovered by your loved ones.
the ones we can trust are the people we love and we know they'll be able to do that by providing some education while we're still healthy and being able to teach them, or providing some guidance that they'll open up later when we're gone. Instead of having to entrust it to a third party like a lawyer, of course there are still doubts. We also really have to imprint heirs on the digital assets we have so they can open them. don't let the stored bitcoins can't be opened again.