Investing our money in gold, silver or other precious metal is better rather than keeping our money in the bank, especially in times like this when inflation is really high. Just keep some money in your bank for emergency use in case you need it someday. It's true that we should purchase what we need, mostly I will choose some items that I need the most before putting some money into investing.
If it suits you, you can keep some money in the bank for expenses, but it should be a small amount for everyday expenses, since it is not very wise to trust banks with large amounts. Bank deposits are no longer relevant, they have more risks than benefits, why create problems for yourself. Gold is a very good investment that has stood the test of time and perhaps silver can now bring even more profit than gold, because it is widely used in industry (do not take it as financial advice).