~
~ You wont really be that dumb on not to consider
on putting these things on safe and could be recovered by your loved ones.
Two simple questions:
1. Is it your goal to collect bitcoins just to enrich yourself and not share with your wife or even your children?
2. Before you die, you know that if you die your wife (and children) will be broke, don't you wanna give your bitcoins to them?
For me, I would put my trust in my wife and children more than banks or any other 3rd service. I work hard and invest, the ultimate goal is to bring happiness and a full life to my family, there is no reason why I don't trust them but trust outsiders. Currently all my crypto assets are stored in hardware wallet and my wife is the holder of it, I have copied my private key into 3 different copies, my wife keeps 1, my son keeps 1, and one for me. For me family is everything, if my family is gone then I have millions of bitcoins will also be meaningless.