Investing is something that you do with the money you have, not the one you get from others. I mean I am not even supportive of borrowing from friends to do it, even though they won't be able to come get your stuff like banks if you do not pay, it would be something that would be risky for you in the long run.

I personally prefer to put your money into bitcoin up front, I have been doing that for years and it worked out well enough too, just keep on investing and force yourself. At the end of the day I won't become like Elon Musk rich, nor even a millionaire let alone anything else, so if I save good enough money, I buy some stuff, latest was a great deal importance to me, personally something I wanted for a decade, I cried when I bought it, and thats why bitcoin is so special to me, because it allows me to save, make profit and then buy things I always wanted.