I am assuming OP tried to ask what will happen died with a loan from the forum. Because his loan will default here automatically in case of death. Yes, it's pretty much a hard question. So this will be a p2p loan, not from the forum actually. So now depends on the lender if he wants to give it up or expect funds back. Also, it would possible we won't notice who died actually if we don't know in real life. So lender would think the borrower defaults on the loan if he isn't sure about death. There is no solution actually if the borrower doesn't tell his family to return lend amount.