Agree, but if business will be successful then it can make you rich. As other said there is no one going to be rich in working 8 -5pm business is really the key to success. Office set up is you are really us secured that you'll be getting money, which is good for people that have a family like me so that we do have money to spend on our daily needs, but I really want to invest into business, but I am scared if it wouldn't be successful since the consequence is that ill be in debt and without money.
I suggest if you want to be a smart investor never use borrowed money, because it is a very high risk for your finances, you will get a lot of problems if you use borrowed money, many investor advisors say if you want to invest use money that is safe and does not have any attachments for your needs. maybe you should read more about how to build fundamentals to become an investor.
The only problem is that we don't have enough money to invest in a business; if not, you really need to take out a loan to be able to invest in it, though I agree it is very risky, and you are not secured that your business will be successful. What most other advice is that if you really want to invest in a business and you need to take a loan, you should first find a job so that even if your business is unsuccessful, you still have a backup plan or you can still pay your debt, though it would be painful, at least you can still recover.