It's very simple. You have to make a will with a lawyer.
Could you believe that I've been thinking of this subject ever since I first read it and has been bothering me? Anything could happen to anyone at any time, most people are not prepared, and there could be an accident and instant medical conditions like cardiac arrest that could lead to death. But are they prepared? No, so their wallet is gone as well.
same here mate , this is why I already let my Wife and my Mother about my assets at least when pandemic comes hard to our lives .
Now that I have something in my health ? My mother and Wife will have the full authority of my assets once bad things happens unexpectedly .
we have worked hard from our assets so we are the only one that will decide where this to be settled when were gone.
decide now mate because we cannot withhold our life even if how bad we wanted.
This is the problem we face with trust issue. I think we should allowed one of our siblings know about our coin because nobody knows when he or she we die. The trusted one should have access to our wallet when we are alive incase of necessity.
if we are not married then yes it may better or at least our parents? but if we are already has family then it is our wife and children.