What if there is a sudden need for money that the owners of a crypto business cannot afford, how do they raise money for it without borrowing or taking loans? It is not abnormal for a business to borrow; most businesses are not completely free from debts. What is important is you handle it, as a business don't take loans that you know will be difficult to pay in a short period, staying in debt for a long time in business can bring problems to the business.