Crypto payments today are becoming more and more popular because compared to traditional payment systems they offer more convenience, higher transaction speed, lower fees, anonymity and security.
However, the first thing to start accepting crypto payment is to choose the right payment processor. So, here I have listed a few regulated ones along with their important features.
CapitalWalletWebsite link:
https://capitalwallet.com/merchant-solutionTransaction fees: 0.5% per transaction
Conversion fees: 0.5% per conversion
Supported cryptocurrencies: Supports upto 200 cryptocurrencies including major coins like Bitcoin, Ethereum, Litecoin as well as stable coins.
Multi-signature: Yes
Payment integration: API
Regulations: AUSTRAC
CoingateWebsite link:
https://coingate.com/Transaction fees: 1%
Conversion fees: 1%
Supported cryptocurrencies: Supports upto 68 cryptocurrencies including major coins and stable coins.
Multi-signature: No
Payment integration: PoS, API, payment buttons and plugins.
Regulations: Follows the measures set by EU General Data Protection Regulation
BitpayWebsite link:
https://bitpay.com/Transaction fees: 1%
Conversion fees: No conversion fees
Supported cryptocurrencies: Supports 10 cryptocurrencies including Bitcoin, Bitcoin Cash, Ethereum, Dogecoin, Litecoin etc.
Multi-signature: Yes
Payment integration: Open source plugins
Regulations: FinCEN
I have mentioned these payment gateways as I found their fees reasonable and they also allow you to receive the cryptocurrencies that are widely used for making payments. If you have used another payment gateway and think its worth mentioning here, please feel free to add them to the list.
You have left a very common and useful service Coinbase. It is a reputed exchange is USA and also allows accepting payments in crypto for companies and individuals. I have used it as a payer. I am a member of a website which takes membership fees in crypto and the gateway integrated there for this is Coinbase only. There are very small things which are taken care of during the whole transaction. Like to make the payment, it gives option to choose from multiple coins and shows exact amount of each coin that has to be transferred. Once 1 confirmation is done, it shows the success message. And when finally the transaction is complete, it sends an email to person who paid using the gateway. So for a normal user like me, this Coinbase payment gateway is more than enough.