I think it's wise to invest smartly against 2024, there is high tendency of hitting it big in crypto from next year to 2024.
2024 is the time that the next halving will happen, so, it makes sense that you should look into that because we know how cheap the coins are right now. And then, how massively they could be on that time and most likely after the halving.
I advise you put reasonable capital on bitcoin and few funds in altcoin. Don't sleep on this one. It's a banga!! Let's make this money together.
Even if we tell them to buy bitcoin, they'll look for those altcoins that might go 100x and that's in their minds already. They don't see the stable growth and slowly but surely gain for bitcoin.