Why, with so many examples of failures, do people continue to keep their money on these?
(....)
For sure, it's the most convenient way to access your funds, with easy access, you just need your email and password compared to using a personal wallet where you need to secure such things to make it secure but I don't agree with people that use their exchange account to store funds if they are not touching it at all, better to use personal wallet where you control it.
Crypto exchange must be only be use when trading so what's on your crypto account must be your funds that is for trading only not savings.