It is a great idea, but the big banks have a centralized ledger, where details of whosoever they lend to is contained there. I wonder how it would work if;
We should use crypto the same way we should start lending to each others for investing in crypto and for trading.
Keeping up with the people we lend may require us to have some of their details to ensure that they cannot easily get away with the money and they pay back, is this not a challenge to privacy?