Some users might not actually know what custodial is, and might mix it up. You could say that we're hand holding too much, but a online accounts probably covers us the most. I guess we could say something along the lines of online accounts, and wallets that don't provide you with the private key. The thing is, the more technical we get about things, the more it'll go over people's head's, especially since we're aiming at newer users, and not just experienced users.

It needs to be plain as day, and not require any additional research, ideally. Though, they should be doing their own research, we know that most users won't go into those depths.