Always remember that if you trust someone else with your crypto and hope to earn an interest on your holdings, you are always going to be taking a risk on the potential of an interest earned. Nothing is for free in this world and that is what most staking is all about and that is what real physical banks are all about. The difference is that the latter is regulated and have gone through many decades of stress test vs crypto.
A much better idea to hold BTC (only btc) in your own private wallet and wait/pray/hope that it appreciates in value as the number iin circulation drops.