I just remember AMLBot report example[1] contain some information about how they determine "risk score" (for example, ATM has % risk). For those who really don't want to use third-party service or know source of their money, they could use their report example as
basic guidance.
Which legit AML checking service can be used by an individual? Some result from google search either show service for big company or service with some scam accusation.
I heard about some telegram bots that can perform this checks, but this is some random guys having their own list maybe connected with OFAC or something like that.
Telegram bot? You probably talking about AMLBot[2].
I have few questions about your recommendation,
1. Which legit AML checking service can be used by an individual? Some result from google search either show service for big company or service with some scam accusation.
2. What will happen if result of AML check result used by individual and the exchange/BestChange is different?
There are indeed a lot of offers on the market, but the majority of them are just resellers of one global player, Crystal Blockchain, thats why the majority of results from absolutely different services will be identical. But we all allow it that results may differ, in this case the situation will be analyzed on a particular basis. It is highly likely that that if the users source will have sufficient credibility then their check results will be used, there is no hindrance for that, its a question of agreements.
I see, but we only could hope "analyzed on a particular basis" and " its a question of agreements" is rational and doesn't ignore result of AML check provided by user/customer.
[1]
https://amlbot.com/attachment/example.pdf[2]
https://amlbot.com