Well this is a recession right now we are witnessing and getting out of a financial hole can be a struggle but it doesn't have to be such a bad time. Many people become depressed at times like this because of the 'bear market' and loss of profits.
There was a time I was in serious debt and thought I would never get out. I got seriously depressed, I mean I got pretty bad there for a while. I started only seeing the negative in my circumstances.
After talking to a friend at some point I got introduced to meditation around that time and started practicing regularly. The debt was still there but I wasn't as stressed about it. I realized it was much easier to live simpler, spend less and enjoy the process of digging my out.
I eventually did pay off my debts, partially it was due to a lucky investment but I also think it had a lot to do with getting out of the negative mental trap I was in. If I had any advice I would say get your mental health into a great place and then focus on the debt, at least that worked well for me.
I agree that there could be some silver lining in all of this. Its going to be a horrible financial period but using this period as a stepping stone, you could end up a lot richer in the long run after a while. The biggest problem is that we are all having hard time finding cash flow to invest, because after all our salaries are not enough to both survive, and then save some aside and make money. In these type of situations liabilities should be sold, and assets should be bought.
I have sold my playstation 4, my g29 driving set, my old laptop (got a new pc) and many other things during this period and put it all on bitcoin. If you cannot find money, look at what you haven't used in a while, even my old iphone 6 was sold for 200 bucks which I was shocked, but look at what you don't need, and if you can sell them and turn that cash into assets that could make you profit later on.