It is undeniable that after many recent events, we are required to be wiser in asset storage. it turns out that big cex does not guarantee its security, so if it is stored in the wallet itself it is vulnerable to hacking. At the moment it's more realistic for me to keep my assets in a bank account, and keep some of them in the hardware wallets I buy. hope this can be a solution for me.
Banks are actually not different from a centralized exchange so it's weird that you are now cautious of using a cex but now more confident in storing money in your bank account. It only look like banks are more secure than any other cex it's because you can see them in the real world and most of them are already there even before but they can still be able to freeze your account for some reasons or they themselves can go bankrupt later on.
There are many banks like that, who are being reported though in the past. I hope this will now open your eyes and also to the users that will read this. Full decentralization is always the way to go.