Along with the negative outcomes and experiences you have mentioned, why don't you focus more on the brightside?

Bitcoin has been used as legal tender in El Salvador. Lots of exchanges and BTC ATMs have been implemented all throughout the year; and lots of countries have started to accept and integrate cryptocurrencies to their financials. Even if there are some negative experiences with BTC, your primary basis should be its price- the price remained constant and booming ever since it was released.

Though you may have some doubts over it, the fact that it has been ongoing for nine (9) years now with a significant price tag on the market is the basis that everything is sailing consistently.