Thank you all for your advise and suggestions so far. I opted to use electrum wallet, has selected "standard wallet" on the set up and it asks if I want "segwit" or "legacy". I want to know the difference between the two as it's not well elaborated therein.
STOP!Electrum no longer shows you the option to create legacy wallets, and hasn't for over 18 months. While you may simply have downloaded an old version by mistake, you may also have downloaded a malicious version which is waiting to steal your coins. The current version is 4.3.2. You should download it from this link and only this link:
https://electrum.org/#download. Ideally, you should also verify your download by following the instructions on that page.