Put simply: cloud mining is a great way to lose your money if you are not careful. As for mining on your own, that might still be a viable option depending on the cost of electricity where you live. Finally, as always, remember to do your research before putting any money into cryptocurrency mining. If you do not know what you are doing, it's easy to lose money fast. If you are looking for a safer way to invest in cryptocurrency, consider buying some coins directly. This is probably the best way to make money with your investments.