I treat all cryptocurrencies the same. I understand that we all look to stablecoins when the market is dipping to save our overall portfolio value but I however believe that even stablecoins are not totally safe from crashing either just like every other crypto. After all, they are projects setups like other crypto and for some reason can crash like them too.
Storing stablecoins on your wallet is dangerous for many reasons that it makes no sense to list here. Therefore, if you are not planning to buy in the near future, it will be reasonable to transfer such stablecoins to fiat. Moreover, thanks to p2p, it is very easy and very fast to do.