Okay, I'm using (According to the debug screen):

v0.8.6-beta
Which has
OpenSSL 1.0.1c 10 May 2012


Never clicked on any "payment" thingys and I've only received BTC and sent BTC from it.
My bitcoin.conf is empty.

Never heard of this "rpcssl" option so I've never used it.
Am I good? Or must I update to 0.9.1?
Thanks guys