Funds are not only withdrawn, thankfully we might be going hand-in-hand with the exact ideology of the Bitcoin system being largely P2P. It is quite surprising that the CEXs since inception in 2010 has pulled a great wave in cryptocurrency such that it assumably appear to many as the only panacea to get cryptocurrencies. That makes me wonder how early bitcoiners embraced it to this prominence. The CEXs has over the years acted Like the traditional banks which only required to keep just 10% of customer's deposit, having 90% of it for use, which faults the ideology of Bitcoin, bringing limitations to the proposed breakout of alleged norms. The POR initiative, imo is still not enough to prove their conduct otherwise.

I think all efforts now should be geared towards broadcasting the need for personal wallets, improving the methods of P2P and providing more prominence to it, of which this forum has tried so much to do and could do more.