This is a simple attack on liberalism and freedom. If the retiree has their sanity intact and can easily say that they want their funds to be turned fully into Shiba or any other shitcoin then they can, it's their own choice. It doesn't matter if it is a good decision or not, that is not the point of this, it is about being able to do what you want with your money. They are not doing anything illegal that hurts other people either, it's their own money and if they want to buy bitcoin with it then they can do it and nobody should be able to stop them. To say "its dangerous, we shouldn't allow them" is a breach of their freedom.