Hm? Tell me more. You have been registered here almost as long as me, so there are a variety of ways that you could have been accumulating BTC in the past more than 7 years... Of course, I am not disagreeing in regards to the BTC price being at historical low levels, but how can we tell that it is a good time to buy.. also, there may be some of us who have been buying all the way down from $69k until now, and then what happens if we run out of money to buy more? Sure some folks have cash flow and some do not..
In fact, I am one of those guys, I don't have any "cash flow" because bitcoin is the only currency I use. Never had a work that paid out Fiat currency. Like the saying states, time in the market is more important than timing the market. I am not much into short time speculation/profits, for me bitcoin, at Its core, is a currency rather than an investment vehicle, in opposition to what the majority of the world thinks right now.
With this being said, I still decided to give my opinion, as I am getting similar vibes to 2018 bear market and I feel, the market could have bottomed already. Shitcoiners are leaving, leveraged players are getting rekt, retailer lost trust, media is celebrating the bitcoin death, we are seeing miner fud for the third time in eight years, media still refuses to understand what a difficulty adjustment is... From my perspective, the reasons for the price drop are people just not understanding bitcoin yet.
I only focus on fundamentals, no matter what. And the truth is, to date, bitcoin is the purest form of money. Decentralized money ideas exist from 80s (crypto anarchist manifesto) and ideas cannot be destroyed, only improved. It is certain that eventually the idea of decentralized money will succeed and give us back the power governments and bankers have stolen from us, with bitcoin having the highest chance to lead this revolution. The "industry" being full of shit, does not invalidate any of the good things we already have.
In conclusion, having in consideration the fundamentals, and the USD situation getting worse and worse every year, with bitcoin being at 16k ish and the whales buying all the way down, I think allocating a percentage of your portfolio to bitcoin is a responsible and smart thing to do. Despite what recent price action tell us, bitcoin is a great hedge, because It will continue to exist forever, unlike the USD. I highly doubt It will continue on going down. Can't be certain as markets are irrational, but whatever happens, I want to be part of this.