There is no guarantee that stable coins will be safe, learning from experience in the LUNA case, even stable coins can collapse if the main support collapses. I only use stable coins that have been proven to have a strong foundation, such as BUSD and USDT.
i quite agree with you. because in reality even stablecoins cannot even be said to be safe. but we can choose which stablecoin is the best. And of course, at the moment, the one that doesn't have a bad reputation in stablecoins is BUSD. USDT is also quite good but I read that a few years ago something happened to USDT. but the USDT can handle it well. so that trust in them is still maintained. But I still choose BUSD as a stablecoin that I hold to store my assets for a while before I buy to repay BTC and some potential altcoins.