I know that there are hardware wallets that cost even $2000, but their price does not come from the fact that they are superior in providing security or some extra features, but rather that they are made of special materials such as titanium. In addition, today anyone can buy a fully functional hardware wallet for less than $100, or turn an old computer into cold storage practically for free.

To some extent, I understand the logic that goes in the direction that online wallets are a very easy way of storage, and they are also free - and maybe in some way they provide greater security in the sense that the user does not download a fake desktop/mobile wallet - even though phishing is not something that should be completely ignored.

Simply put, if you don't know what you're doing, it's not a question of whether you'll run into a fake wallet, phishing link or clipboard malware first, it's just a matter of time when it will happen.