In my estimation, planning ahead of time with future money or cash-not-in-hand is the most natural thing to do for any human because we are "futuristic". For me, it is two ways, I plan for what I would use the money to do once and I win it. Also, I make plan for how to recover the money once use for gambling in the case where I do not win. It is crazy, I know but it helps to keep me sane.