An employer takes advantage of his employees' lack of capital in order to direct them has he pleases and take the products of their labor for relatively little in return.
A landlord takes advantage of his tenants' lack of capital in order to take what little they get from their employers in exchange for the use of shelter on his terms.
A lender takes advantage of his borrowers' lack of capital by charging them for the privilege to use his.
Um... No.
An employee takes advantage of an employer's abundance of capital in order to receive a regular paycheck in exchange for a little bit of his time.
A tenant takes advantage of his landlord's abundance of capital in order to receive a roof over his head (as well as potentially appliances and furniture) in exchange for an affordable amount of
his capital.
A borrower takes advantage of his lender's abundance of capital to achieve goals that would be beyond his reach on his own.
So, you see,
both parties benefit. If it were not so, the "exploited" people wouldn't enter into the deal without a gun to their head.