Being on debt is actually what makes people go wild usually. Sure, you will think that having more money is good and you think you can repay it but in reality we don't know what would happen next and sometimes your investment or anything you do would not run as expected which makes the loaned money goes to waste. Being haunted with debt because of our failure is really dangerous and I would not recommend to loan for investment if you don't have anything as collateral or have a primary income to repay it incase something bad happens.