For the longest time, I have been thinking about doing this. It seems like the right time is now. All of us have had good, bad, and ugly experiences with money. So now is a good time to offer your two cents worth of financial advice.
Ty question- Based on your cumulative life experiences, can you share your best money advice with us?
I'd go first - Stay out of debt as much as you can.
Learn how companies and the stock market work. I learned this lesson far later than necessary, but it is a huge eye opener to how people get rich. I'm not on about chasing the latest high growth fad company and trying to quadruple your money overnight, but slowly building a solid portfolio of shares over time that will pay out money in the form of profits every single year. Instead of leaving your finances to the whims of whatever banks are paying at the moment, put it into a mixture of companies that will pay you back part of their profits every year and make sure your money is getting reinvested all the time to buy more shares and decent companies will also give you a "payrise" in the form of extra profits each year as well. It's a huge field to learn and you'll be learning more every day.