For the longest time, I have been thinking about doing this. It seems like the right time is now. All of us have had good, bad, and ugly experiences with money. So now is a good time to offer your two cents worth of financial advice.
Ty question- Based on your cumulative life experiences, can you share your best money advice with us?
I'd go first - Stay out of debt as much as you can.
As I've said before, and I feel like a repeating parrot lol, as I licensed financial advisor I would just be very cautions of what people suggest to you. The best way to manage money is by having three buckets. Bucket 1 is for short term savings: checking account, savings out. Bucket 2 is for mid-range things such as a brokerage account. Bucket 3 is where you have your retirement assets, 401k, pensions etc.
Once you have all of your buckets taken care of, are on track for retirement, then if you have some left over money you might want to try a few higher risk/reward investments for your money, this is how people can end up hitting grand slams.