Your fear should be bear and bull season because those that joined cryptocurrency investment early this year 2022 are seriously worry, if truly what they heard about Bitcoin and cryptocurrency investment is real because since they invested money in Bitcoin and cryptocurrency they have been waiting for the bull to come before they can sell. If you can be able to hold your coins in the period of bear, no matter how long the bear will take you, I guess there will be a beautiful future ahead for you to enjoy.
I think OP is lucky in this case as he would be investing in bitcoin in a bear season when bitcoin is at low prices. This would mean that OP will take maximum advantage when the market will enter in a bull phase.
I understand your feeling. So if it's the first time you join the market, please put in the market as little as possible. For example, an ice cream cone a day.
Again i would say that OP has the advantage here too because he has extra funds which he needed to invest in bitcoin. Since bitcoin is near its lowest price for this bear season, he can invest a good amount of money right now in bitcoin and still be safe.