As a newbie who has a little knowledge of cryptocurrency but much interest in purchasing bitcoin for a long time Hodl, since the purchasing capital is not included in my spendable budget and the price of bitcoin is not very high at the moment 16k, what should be my fear?
Pls, advise me.
None.
You have little knowledge in cryptocurrency, but you want to invest into it? Learn the basics.
You are asking what you should you fear about? I don't think that you should've something to fear about. Maybe you are experiencing fear because you're a newbie. If that's the case then learn, research and apply. You are afraid because you might lose your money? Just look at the history. Just look at how Bitcoin moved from 2008-present.
When I was like you, I didn't fear anything because I didn't invest any money at all. I spent my time learning at least the basics and how to not be carried away by volatility. I didn't fear at all because I know that if I learn something, that will help me to make better decisions in the future. Don't invest first but learn and you will not experience fear at all. Set aside your interest in buying first and learn at least how to be patient and emotionless.