It is good to know the majority of your money is in a hardware wallet as we never know which exchange could collapse next, and unfortunately I really think that we are going to need to wait for another year of bad conditions before the market begins to experiment a decent recovery, now for some this wait is going to be too long and they will sell their coins during that time, however we must not imitate them, because by doing that they are basically making sure they will never become profitable investors in this market.