This is one of the major reasons I don't trust this local banking system in my locality.
Bitcoin over the years has proven itself as one of the decentralized digital currency absolutely controlled personally by its holder with necessarily the present of a third party.
But OP there are some advice that seems to be like a financial advice and while making some post, It will be nice you also state that is is not a financial advice as well as tell your audience to Alo Mae thei own research and all you said are based on your perspective and what works for you.
Also as a Bitcoin and cryptocurrency lover, I wouldn't advice anyone to put 50% of their worth into crypto, not this period that the market is unstable.