As a newbie who has a little knowledge of cryptocurrency but much interest in purchasing bitcoin for a long time Hodl, since the purchasing capital is not included in my spendable budget and the price of bitcoin is not very high at the moment 16k, what should be my fear?
Pls, advise me.
You should have no concerns as long as you are only investing in Bitcoin.
There is a bright future for Bitcoin, and given how low the price has fallen in comparison to its all-time high, there is hope that it will rise above its all-time high before, during, or after the Bitcoin halving in 2024. This means you have nothing to fear, and now may be the time to invest in Bitcoin.
However, do not borrow money to invest in Bitcoin; instead, invest only what you can afford to lose.