I am speaking somewhat from experience, and I have been building my investment portfolio for more than 30 years.. Of course, bitcoin was not available for all of that time, and I ONLY started to add bitcoin into my investment portfolio in late 2013
I didn't invest in bitcoin until years later to you. I'd like to ask your portfolio holdings if it isn't personal to share.
I feel that I had frequently attempted to employ decently strong strategies to invest 10% of my income or more no matter what, and sure when I look back I can see a lot of mistakes that I made, and I can even see that there were a lot of periods in which it seemed as if I was just spinning my wheels and not really making much progress... yet in some sense the amounts did continue to increase and even the amounts were able to out-pace inflation.. and if i compare what I did to some of my colleagues, there can be a decently large difference between someone who had a life of saving and trying to live within his her income rather than spending on consumer debt...
Investing 10% of your income isn't a bad strategy, you acted on what you thought was good to do. It's about experience & risk taking. When you're investing you enter learning & discovery phases in life. By out-pacing inflation in some increases your investments were wise.
I would also not suggest to deprive ones self from living and even increasing consumption and even buying nice things as income goes up. There are ways to project the level of income going up, but there are also ways in which the income might end up going up higher than the conservative projections...
What's the reason for portfolio investment? A proportion of profits shouldn't be banked. Extra dividends can bring luxuries in increasing consumption honestly earned by investors life needs to be lived.