1. Don't spend without a plan
Because if you want to save something or have some money, you should keep having plans when it comes to what you buy.
this is an important thing in managing finances I think, but sometimes things don't go according to plan, with the strength of commitment this will always be done,
always avoid platforms that offer discounts and purchase goods in installments,
^This belongs to financial management which you need to have a plan for everything you spend your money on.
Always separate your needs from your wants, always put priority on your need and your wants should not always be tolerated. Saving money and investing is the best thing to do, but that is not simple as that when it comes to investment, you should have knowledge of it before you invest so that you better understand what field you invest in. But saving alone won't give anything advantage to you, as an expert says, don't let your money sleep if you have, invest it wisely and let works your money for you.