Not all people are skilled to have their own business and most people receive their knowledge to not build their own business but to work in a company that's why its hard to ask them to start their own business. Those people who work in the company are better to start saving their money on an asset like a house, gold, etc.

Well, people have their own passion, we can't force them to have their own businesses and they have their own way to make a living. Also there won't be a businessman who has their own company if there's no worker who willing to work for him.