It seems to me that recently so many people had considered that they need to "earn yield" on their bitcoin and their various value holdings contributing to their placing their bitcoin and other value with third parties who ended up running off with the money, losing it or engaging in some other behaviors that cause somewhat innocent people to lose money because they believe that they need to earn yield on their bitcoin.
The thing is, if you have "fuck-you" money as you've mentioned $2m or around that, you don't
need outrageous yield. You can simply hodl it naturally and you gain interest on that.
Not holding it in a bank, because then inflation will neutralize and even turn negative the small APR your bank gives you.