If Bitcoin wasn't created.
I think no any different.

Bitcoin is created to give us opportunity to have decentralized finance. Where if Bitcoin not created, Banker always become number one.
Where Bank only giving us very small percentage for Certificate Deposit and high fees for transfer from country to country. Because no any competitor..
Also stock market will be leading market for speculation.

But now people has option to choose stock market or crypto market.
Many people come to crypto market because the believe on innovation about technology.
There is different with stock market where people believe on company.