I am sorry if this hurts XRP fans and Armies on here
I think XRP will be useless in future because there won't be any need for it's existence, it won't be needed as a bridge to converting crypto coins or currencies once Fiat moves to CBDC finally. Think about it and if you think that I am wrong do drop your reason why.
It was always like that. XRP is going nowhere. i'm surprised how its possoible that its still in top 7 CMC. It should be dumped below top 20 CMC as most of the 2017 mania coins like EOS, VET, LINK etc. Especially though there are many alternatives to it and in fact CBSC makes XRP totally useless.
I think that's because XRP had a great/big community, same with Dogecoin and Dogecoin was also being bullied for being a meme coin, yet it was still standing strong. Only those who think or talk negatively about XRP are maybe just a hater of it and they are only spreading a FUD. XRP isn't the same as the 2017 mania coins but again like Dogecoin, XRP is much older than them.
It was created on the year 2012 to be exact while Dogecoin was created on the year 2013. CBDC might work like an XRP but I can't tell for now if it's better than XRP. Let us only see once CBDC became more established because they are still a new thing for now and they aren't supported yet by many platforms.