I can confirm that as well.
I had contacted them in order to acquire a Neo Card and they said they are only gathering interest at the time.
I think Danny didn't want to take customers as he knew the future of the bank was uncertain.
Or simply that they did not have yet authorization to function as a bank? Did they? Usually one needs such a thing, a posh store and "opening" party is not enough. Operating a bank without authorization would probably have put him and his staff in jail right away.
The company would have been a success if BTC had increased in value over 2014 as N+B had predicted and Gox+Bitfunder didn't happen. THAT IS A FACT. So they ran out of funds, it doesn't make this a scam. N+B would have opened customer accounts if the future of the bank was secure - but to do so with the price of BTC too low to allow the bank to stay open would be taking money by deceit. If you see that you realise that Danny was acting honestly and concientiously [ ... ]
Running away without telling anyone is not "acting honestly and concientiously". Stress is no excuse for failing to respond to his investors and staff for more than a week.
As for whether there was crime or not, the police will tell. Failing is not a crime, but a manager paying himself dividends or benefits when the company is already insolvent is a crime in many countries. It is effectively stealing from the creditors.