My first obstacle to financial freedom is the government, they don't have enough job opportunities for people that is willing to work for them to be able to put food on their table, instead government comes up with harsh laws to control the citizens financial life by collaborating with financial institutes. That's why government in some countries banned cryptocurrency.
That is so true, especially in third world countries. Government of these countries do not know how to provide for heir citizens in terms of employment and social welfare. No enough jobs for the people who have gotten trainings from schools. Unemployment rate keeps hitting high and dependency of extended family members and friends keep draining the few who have jobs.
Inflation is a obstacle to financial freedom. If you are able to make some money it is not able to take care of needs you have because of high inflation that is eating the money you have and you can't have some savings.
That is big problem that has caused many financial difficulties eventhough they have jobs that fetches them money. The salaries earned become less than their value because inflation has eaten it up.