I do work full time, but I do not make a large sum of money, and with the new addition to our family back on 20th March, money is very tight.
Wetseals needs to think about the wellbeing of his family when he decides to keep value in bit coin. He shouldn't have much stake in it if "money is very tight".
Don't be stupid and put lots of money you can't afford to lose into Bitcoin which is needed to support your family.