This is a very risky investment method, but I hope you can have a backup plan. At present, you have not purchased a bitcoin asset. If the price of bitcoin has not risen to the ideal price after two years, how do you repay it?
Maybe he has already thought of the way you hope for it, so that you yourself don't have to worry about other people's plans and the risks that other people will bear in terms of investment. Because every investment does have its own level of risk, and I think that is the same as the work we do every day where the risk is always there and needs to be understood.
It worries me when all your assets are not enough to own a bitcoin. Although investing in bitcoin will not let you down, but the plan can't keep up with the changes. You can still save more money in other areas within two years A rainy day.
There is no need to worry about other people's assets because everyone has a plan that suits their own way of thinking and has considered it very carefully before making it. So your additional suggestions might be another consideration for the people you address, but basically everyone will still do something based on their own way of thinking.